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Is it Better to Save and Wait or Finance Foundation Repairs Now?

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Have you decided whether to finance foundation repairs for your home? There are different ways to approach paying for major renovations, which involve either saving money and doing it later, or using finance options to do the job sooner. We’d like to show you why it’s smarter to finance the job and get it over with now.

Basic Consideration for Deciding How to Finance Foundation Repairs

So, should you hold off on doing a foundation repair if you know it’s unavoidable?

No! We never recommend delaying a necessary foundation repair, and even something minor like wall cracks may fall into the “necessary” category. That’s because these serious issues only get more extensive and expensive.

A small crack, which might seem negligible at the moment, will become a compromise in the foundation, given enough time. Once there’s any kind of compromise, it only gets worse over time. Therefore, if you’re proactive and address things quickly, you’ll actually save money in the long haul.

We recommend handling things immediately rather than postponing the inevitable (and having to watch things get worse). That’s why KC Pier offers financing solutions so you can nip cracks and other problems in the bud before suffering a compromised foundation.

KC Pier Has Two Ways to Finance Foundation Repairs

KC Pier always tries to pursue budget-friendly options when financing intensive projects. We have two basic options: 1) A 9.9% multi-year plan with installment payments (possible to pay off early), or 2) A 12-month same-as-cash payment option (this is the more popular choice).

The decision to finance for a year or two makes a big difference when you think about how much the damage can spread, skyrocketing the costs as well. That $3,000 or $4,000 fix can transform into a $10,000 or $15,000 fix by waiting too long. Things can deteriorate quickly because exposing the compromised wall to more pressure and adverse conditions only makes the foundational problem worse.

How to Know How Much Foundation Repair Will Cost

Now, let’s get into some of the specific tasks we perform and what you can expect them to cost. Keep in mind that these are ranges and estimates. We can’t say for sure how much it will cost to fix your foundation, but we can give you a ballpark idea.

Typical Costs Expectation Per Repair Job

  • Crack Repairs
    • These are the least expensive problems, provided you deal with them fast. As long as the crack is small (less than ⅛ inch wide), we can apply an epoxy injection for about $500.
  • Leak Repairs
    • Water leaks in your basement or other areas can be very expensive, sometimes to the tune of $2,000 to $7,000. This costs a lot because it requires excavation, a heavy volume of cement material, along with new drain tile installation.
  • Bowing Wall Repairs
    • We can fix bowing walls for about $350 to $1,000 per strip of fiber cement reinforcement. Again, the final cost will depend on how many square feet of walls need repair.
  • Pier Underpinning
    • This is another area where it can get expensive and you won’t want to wait too long if you need extensive foundation piering with either helical piers or push piers. On the higher end, these projects can cost $2,500, depending on the degree of structural damage.

Call KC Piers for Outstanding Foundation Repair at Competitive Costs

Hopefully, this encourages you not to delay an important home renovation. Call us soon if you have foundational cracks or any other telltale signs of a compromised foundation. We can’t promise it’ll be a cheap fix, but we can work with you to find the most prudent and cost effective solution.

KC Pier is a past recipient of the Super Service Award from Angie’s List and maintains a nearly perfect consumer review score on Google Reviews. That’s proof that we’re one of the best foundation companies in the Kansas City metro area.

If you’d like to learn more about how to finance foundation repairs, then contact us today for further guidance on this important decision.

Eric Scheele

Eric Scheele

Owner & CEO

You Get What You Pay for. But You Shouldn't Have to Overpay.

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